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Serving Nashville Since 1980
Financing Options Recognized for Excellence. Driven by Integrity.

HVAC Financing in Nashville, TN

Greater Nashville: MJ Frick Co. Offers Heating, Air Conditioning, and Plumbing Financing in Nashville, TN

Your air conditioner and heater are by far the biggest users of energy in your home. This means that if you are looking at choosing a new heating or air conditioning unit for your residence, it could affect your budget for months, if not years, to come. That is why the folks at MJ Frick Co. provide flexible financing with approved credit. 

Apply now!

The Importance of Timely Repairs or Replacement

At MJ Frick Co., we offer a variety of HVAC services in Tennessee, including AC repair, furnace services, plumbing services, ductwork installation, and services for geothermal heat pumps. A malfunctioning air conditioner in the sweltering summer heat or a broken heater during a winter freeze can quickly turn your home into an uncomfortable, even unsafe, environment. 

Beyond the immediate discomfort, delaying repairs or replacement can lead to:

  • Increased Energy Bills: A faulty HVAC system often works harder to maintain temperatures, driving up energy costs.
  • Further Damage: Minor issues left unchecked can escalate into major problems, requiring more extensive (and expensive) repairs.
  • Health Risks: Poor air quality or extreme temperatures can pose risks, especially for children, the elderly, or those with health conditions.

Timely action is essential to avoid these complications. However, we understand that HVAC repairs or replacements can be a financial burden. That is why MJ Frick Co. is committed to providing flexible payment options tailored to your needs.

Our Values

  • Relationships Over Transactions

    Our business is built on trust, consistency, and long-term relationships. Repeat customers, referrals, and decades-long loyalty are the true measure of our success.

  • Quality of Work First, Always
    Doing the job right the first time is our standard. We focus on workmanship that lasts, even if it means fewer jobs and more time on each one. Quality isn’t an upgrade—it’s who we are.
  • Honest Guidance, Never Upselling
    We believe homeowners deserve clarity, not pressure. Our technicians explain the problem, the options, and the best path forward—no gimmicks, no upsell tactics, ever.
  • Locally Trusted, Proven Excellence
    Recognition like “Best Plumber in Blount County” reflects what matters most to us—quality work and the trust of the communities we serve. We earn that trust every day.
  • Community Roots, Family Values
    Nashville is home, and we treat everyone we serve like a neighbor. Our team is family, our customers are extended family, and our reputation is built on showing up with honesty, respect, and heart.
    This is what I call outstanding service!
    “I’m so impressed with their dedication and service. Thank you for going above and beyond!”
    Kari F.
    No upselling or scare tactics. Less than an hour later, it was working like a champ.
    “Our HVAC was doing all the normal things except actually blowing the hot air. MJ Frick got to us the first day and arrived exactly when they promised.”
    Jeanne N.
    Top notch company, great service- will continue to enlist their services in the future.
    “Our service technician, Dalton, was prompt, courteous, and investigated a concern with our ductwork.”
    Jason & Jennifer N.
    MJ Frick Company truly stands out for their outstanding service and dedication to customer satisfaction.
    “I am delighted to recommend MJ Frick Company for their exceptional service and competitive pricing. Having worked with them on two installations over the past 15 years, I can confidently say they are the best in the industry.”
    Frank K.
    Grateful for honest & hard working people that we always get when we call Frick!!
    “Chris was awesome!! He came in and not only fixed our issue, but gave us tips on how to take care of it ourselves if it happens again!”
    Beth M.
    We love this trustworthy company!
    “Everyone on their team is incredible. Planning, estimating, servicing, office support, sales support, all the way to the top.”
    Russell A.
    Less than an hour later, it was working like a champ!
    “MJ Frick got to us the first day and arrived exactly when they promised. It turned that the burners just needed cleaning. No upselling or scare tactics.”
    Jeanne N.
    Thank you for being honest!
    “Dustin said not only did the work not need to be done but that if it did they would be it several hundred dollars cheaper. I am moving all my heating, cooling, and plumbing needs to MJ Frick.”
    Jim P.
    Great customer service!
    “Technicians completed water heater replacement and identified and repaired unknown leak. Technicians worked into the evening to get the system back online quickly.”
    Randy C.
M.J. Frick Co. M.J. Frick Co.

Financing Options to Fit Your Budget

MJ Frick Co. offers AC and heater financing solutions to make it easier for you to invest in the comfort of your home. With approved credit, you can take advantage of flexible financing plans that allow you to spread the cost of your HVAC system over manageable monthly payments. This means you do not have to compromise on quality or delay essential services due to budget constraints.

Applying for financing options is often quick and straightforward for HVAC services. Once approved, you can immediately move forward with the repairs or replacement to help ensure your home stays comfortable year-round.

Why Financing Makes Sense

Opting for financing can make a significant difference in your financial planning. Instead of paying a lump sum upfront, financing allows you to:

  • Preserve Savings: Avoid depleting your emergency fund or savings account.
  • Upgrade Your System: Choose a more energy-efficient model that may have a higher initial cost but will save you money in the long run through lower utility bills.
  • Enjoy Immediate Comfort: Restore or enhance your home’s comfort without delay – even if unexpected HVAC issues arise.

Savings You Can Trust

  • 100% Satisfaction Guarantee

    Every service, from our furnace repair to ductwork installation, is backed by a 100% satisfaction guarantee, ensuring that our customers receive professional, reliable, and effective solutions.

    Valid Dec 2, 2025 - Dec 2, 2026
  • 2-Year Labor Warranty on Change-Outs Valid Dec 2, 2025 - Dec 2, 2026
  • 10% OFF Firefighters, Police, Veterans, First Responders & Teachers Valid Dec 2, 2025 - Dec 2, 2026
  • $79 Tune-Up Special for First-Time Customers

    Includes a thorough maintenance check of outdoor HVAC condenser coils, drain lines, refrigerant levels, and electrical amp draws.

    Valid Dec 2, 2025 - Dec 2, 2026

Alternative Payment Methods for Convenience

At MJ Frick Co., we believe in offering flexibility not only in financing but also in how you pay. We provide multiple payment options to suit your preferences:

Credit Card Purchases

If you prefer not to open a new line of credit, you can pay for your HVAC system using any major credit card. We accept MasterCard, Visa, American Express, and Discover, making it easy for you to use an existing credit line for convenience and potential rewards points.

Personal Checks Accepted

Many HVAC providers no longer accept personal checks due to concerns about payment security, but MJ Frick Co. takes a different approach. We understand that some customers prefer to use checks as their primary payment method. As long as you have proper identification, we are happy to accept your personal check. This flexibility helps ensure that you can pay in the way that works best for you.

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